To protect your family´s digital and financial life, you need a combination of education, controls and insurance.
Education: Establishing guidelines for your children’s online usage is crucial. If your kids don’t have their own devices, it’s essential to allocate time for defining these rules together. Additionally, keep an eye on their social media and video game usage, and make an effort to know who they interact with online. Help them develop critical thinking skills, as well.
Controls: Make the most of technology and update your systems. Enable multifactor authentication to provide another layer of security to your family’s connected devices. Monitor your online personal information and practice safe browsing. And keep three different copies of your data in three different places
Manage your children’s privacy online. As a general rule remind your children to think twice before posting or sharing anything on digital platforms – it may be online forever and could be used to harm you later. Don’t give out personal details such as your address, telephone number or the name of your school.
Learn about the privacy settings of favourite social media apps and use the controls provided to help including:
- Amend app settings to decide who can see your profile, send you direct messages or comment on your posts by adjusting your account privacy settings.
- You can report hurtful comments, messages, photos and videos and request they be removed.
- Besides ‘unfriending’, you can completely block people to stop them from seeing your profile or contacting you.
- You can also choose to have comments by certain people to appear only to them without completely blocking them.
- You can delete posts on your profile or hide them from specific people.
On most of your favourite social media, people aren’t notified when you block, restrict or report them.
Insurance: Sometimes education and controls are not enough to protect our digital lives. Cyber insurance can give your family peace of mind by covering the costs associated with cyberattacks like identity theft, ransomware, data breaches and cyberbullying. And good cyber insurance helps protect you from incurring losses in the first place with predict and prevent cyber security services. Look for Cyber insurance that covers losses resulting from cyberbullying, including professional cybersecurity consultation and cyber trauma costs resulting from cyberbullying.