Inside the Shadows: Why Dark Web Monitoring is Essential to Protect Individuals and Businesses in 2025

The dark web has become a thriving marketplace where cyber criminals buy and sell credentials, financial data and corporate information — often long before victims ever realize they’ve been breached.
There were over 2.7 million daily users on the dark web as of April 2023 and more than half of their activities were illegal in some way. Even more alarming: over 24 billion complete sets of usernames and passwords are now circulating on the dark web globally. That’s roughly four full sets of credentials for every person on Earth.
In an era of hyper-connectivity and escalating cyber threats, understanding and monitoring this hidden digital world is no longer optional. It’s an essential part of any modern cyber risk strategy — whether you’re running a business or trying to protect yourself and your household.
That’s why BOXX Insurance has tailored its all-in-one cyber insurance and protection solutions to give businesses and individuals comprehensive protection they need against today’s cyber threats.
“With dark web data leaks only rising, we want our clients to be able to monitor and detect their exposures early and be able to recover quickly if they find their data has been compromised or breached,” says Neal Jardine, BOXX’s Chief Cyber Intelligence and Claims Officer.
Through its new Cyberboxx® Assist solution, BOXX offers continuous Dark Web Monitoring, Attack Surface Management and expert breach response services in real time – giving businesses and families access to the critical tools, resources and support they need to proactively predict and prevent cyber incidents.
“Once a breach happens, you don’t have much time to limit the fallout,” adds Jack Brooks, Head of BOXX Hackbusters® and vCISO.
According to recent research, 45% of data breaches result in stolen data appearing on the dark web within 30 days.
“Without continuous Dark Web Monitoring for activity linked to your business or household, there’s a good chance your data or identity could already be exposed before you even know there’s been a breach,” Brooks says.
Into the Dark Web: The Threat Escalates
In the past year, more than half of small businesses suffered a data breach and it cost them an average $200,000. For most small businesses, it means they won’t recover.
Stolen or compromised credentials are now the #1 cyber attack vector and are often the hardest to resolve, taking an average 88 days to detect and contain.
What’s more, the tactics used by cyber criminals are evolving. “Sophisticated criminal gangs now work together in real time, staging coordinated “hackathons” where they pool resources to breach specific industries, countries or organizations,” adds Brooks.
Recent high-profile examples underscore the scale of this underground economy. More than 2.9 billion personal records were leaked onto the dark web as a result of the 2024 National Public Data Breach – impacting Canadians, Americans and Britons. That same year, Ticketmaster suffered a global breach that compromised the data of over 500 million users, with stolen information quickly appearing on dark web forums.
Since 95% of data breaches in 2024 were tied to human error – often from leaked or reused credentials – the need for vigilant Dark Web Monitoring has never been more critical.
What is Dark Web Monitoring — and Why It’s Changing the Game
Dark Web Monitoring entails continuously scanning and analyzing hidden online forums, criminal marketplaces, encrypted messaging platforms and other dark web networks where cyber criminals share or trade compromised data.
“For businesses and individuals alike, it’s an early warning system that gives you visibility into whether your credentials, brand, identity or sensitive information are being shared, discussed or sold, so you can take swift action to mitigate potential breaches,” Jardine says. “We believe prevention is always better than loss.”
With Cyberboxx® Assist, BOXX’s clients are alerted by the Dark Web Monitoring feature if their credentials or passwords are leaked, their brand is mentioned and if sensitive employee information shows up. Compromised domains, even those of your vendors, can also be detected by the feature, so you can monitor your business’ supply chain.
Importantly, BOXX actively monitors “Hacker Chatter” — real-time conversations among attackers looking to exploit security weaknesses.
“Hacker forums aren’t just data dumps, they’re collaboration spaces,” explains Brooks. “One hacker might post: ‘I’ve breached Company X but need help escalating privileges. Anyone seen this config before?’ That’s the kind of early intelligence we’re listening for. Even if your credentials haven’t been compromised, your industry, software stack or geographic region may be on a criminal gang’s radar.”
BOXX proactively tracks these trends, including emerging chatter driven by coordinated campaigns triggered by the geopolitical environment and public announcements — and alerts clients with recommended actions when threats escalate.
Protect Your Business: From Blind Spots to Strategic Intelligence
Dark Web Monitoring provides critical visibility beyond the firewall of your network. Small businesses are especially vulnerable – they’re targeted four times more often than larger organizations.
With 93% of cyber attacks on businesses starting with compromised credentials, waiting for a breach notification isn’t a strategy – it’s a liability.
Dark Web Monitoring empowers businesses to detect credential leaks and brand mentions before they’re exploited. BOXX also monitors for third-party risk — flagging vulnerabilities in vendors and suppliers before they become a backdoor into your systems
“One weak vendor login can compromise an entire network – including yours,” Brooks says.
Combined with BOXX’s Attack Surface Management, businesses can detect public-facing cyber security weaknesses across their entire ecosystem, including exposed assets and supply chain dependencies before the threat reaches them.
“Monitoring isn’t just about breach detection, it’s about gaining strategic intelligence,” says Jardine. “If you’re being mentioned, BOXX will know.”
Working with a partner like BOXX means your small business has all-in-one cyber insurance and protection when it matters most.
Cyberboxx® Assist equips your business with essential information, security policy resources and employee training content — all designed to reduce exposures.
BOXX also helps prevent incidents from turning into claims. The Hackbusters® Incident Response team successfully resolved over 80% of clients’ reported cyber incidents without the need to make a claim — saving clients time, money and stress.
“Whether you operate 10 or 10,000 endpoints, Hackbusters® responds 24/7 to contain threats and restore systems,” Brooks says. “And for organizations without an in-house security team, BOXX provides vCISO support, giving clients direct access to expert guidance that helps translate alerts and analytics into clear action plans.”
Embracing Proactive Cyber Protection
The dark web reveals what perimeter security can’t: intent, chatter and leaked data. It’s where attackers plan, coordinate and execute their next move, often months before a breach goes public.
By working with a cyber partner like BOXX who understands today’s risk landscape and proactively embeds Dark Web Monitoring into its services, businesses and individuals aren’t just insured – they’re equipped. Continuous monitoring, real-time alerts and expert support ensure you can respond faster, act smarter and reduce risk – making Dark Web Monitoring an essential part of your cyber security defences.
“In today’s cyber risk environment, businesses need threat intelligence and individuals need peace of mind,” Brooks says. “While dark web monitoring doesn’t eliminate cyber threats, it gives you time, clarity and control – a chance to stay ahead.”
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