Comprehensive cyber insurance coverage built for how businesses operate today
Cyberboxx® Business Business provides broad, modern cyber insurance coverage designed to protect businesses from today’s most common and costly cyber risks – including ransomware, business interruption, fraud, privacy liability, and incident response.
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Coverage that doesn’t stop after a claim
Included with every Cyberboxx® Business cyber insurance policy, Each and Every Loss Coverage applies separately to each cyber event during the policy period, up to the applicable policy limits. That means prior incidents don’t reduce the protection available for a new covered event.
What’s included in our cyber insurance coverage for businesses:
The following coverages are for summary purposes only and subject to policy terms and conditions.
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Third Party Insuring Agreements
Third Party Insuring Agreements provide coverage for claims made against an insured by third parties, including liability for damages, legal defense costs, and settlements arising from data breaches, security failures, or other covered cyber events.
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Information Privacy Liability
Help protect your business from costly data breaches and cyberattacks. Coverage can help defend against lawsuits, cover legal expenses, and reduce reputational impact.
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Regulatory Defense and Awards
Regulatory Defense and Awards coverage helps cover the costs of responding to regulatory investigations, including certain fines, penalties, and defense expenses related to privacy or data protection matters.
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PCI-DSS Liability
PCI-DSS Liability coverage helps protect against penalties, fines, and breach-related expenses arising from non-compliance with Payment Card Industry Data Security Standards (PCI-DSS).
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Media Liability
Media Liability coverage helps protect businesses against claims related to published or digital content, including copyright infringement, defamation, and misleading advertising.
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Network Security Liability
Network Security Liability covers claims arising from failures to secure networks or systems, including data breaches, unauthorized access, malware incidents, and denial-of-service attacks.
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First Party Insuring Agreements
First Party Insuring Agreements cover direct financial losses resulting from cyber incidents, including business interruption, data restoration, and cyber extortion expenses.
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Incident Response
Incident Response coverage helps businesses recover from cyberattacks through expert support for system restoration, legal guidance, customer communications, and recovery operations.
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Cyber Extortion Losses
Ransomware attacks can significantly disrupt operations. Cyber Extortion Loss coverage provides expert support to investigate attacks, recover data, minimize downtime, and cover ransom payments when necessary.
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Data Recovery Costs
Data Recovery Costs coverage reimburses expenses to restore or recover lost, stolen, or corrupted data following a covered cyber incident.
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Bricking Costs
Cyberattacks can damage computer systems and render them unusable. Bricking Costs coverage helps repair or replace affected systems, helping minimize operational disruption.
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Business Interruption
Cyberattacks can disrupt operations and revenue. Business Interruption coverage from BOXX helps businesses manage the financial impact and recover more quickly.
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Contingent Business Interruption
Contingent Business Interruption coverage helps protect against financial losses resulting from a cyber incident impacting a third-party vendor or service provider.
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System Failure Business Interruption
System Failure Business Interruption coverage helps cover financial losses resulting from outages caused by non-malicious system or technical failures.
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System Failure Contingent Business Interruption
Covers lost income when a key service provider experiences a major disruption caused by a cyberattack or system failure that impacts business operations.
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Reputation Protection
Help protect your brand following a cyberattack. Coverage includes expert support to help manage communications, reduce reputational damage, and restore customer trust.
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Key Person Cover
Key Person Cover provides financial protection for losses resulting from the unavailability of a critical employee during or following a cyber incident.
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Financial Crime and Fraud
Help protect your business from costly scams and fraudulent activity. BOXX Financial Crime and Fraud coverage helps reimburse losses resulting from phishing, impersonation, social engineering, and network compromise.
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Electronic Theft
Electronic Theft coverage helps protect against financial losses resulting from the theft of money, digital assets, or sensitive information through cybercrime.
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Theft of Funds Held in Escrow
Theft of Funds Held in Escrow coverage helps protect against the loss of funds stolen from escrow or trust accounts as the result of cybercrime.
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Telecommunication Fraud
Telecommunication Fraud coverage helps protect against financial losses resulting from unauthorized use of telecommunication systems, including phone networks and VoIP services.
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Social Engineering
Social Engineering coverage helps protect against financial losses resulting from fraudulent schemes that manipulate employees into transferring funds or disclosing sensitive information.
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Client Social Engineering Loss
Client Social Engineering Loss coverage helps protect against claims arising from fraud-related losses experienced by clients due to compromised communications or systems.
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Fraudulent Use of Insured Organization's Electronic Identity
Fraudulent Use of Electronic Identity coverage helps protect against losses resulting from unauthorized use of the insured organization’s digital identity to commit fraud.
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Utility and Marketing Fraud
Utility and Marketing Fraud coverage helps protect against losses resulting from unauthorized use of utility services or marketing resources, including bandwidth, electricity, and advertising accounts.
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Additional Insuring Agreements
Additional Insuring Agreements provide extended coverage for specific cyber risks not typically included in standard policy coverage.
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Repeat Event Mitigation
Repeat Event Mitigation coverage provides support and funding to help reduce the likelihood of recurring cyber incidents, including system upgrades and security improvements.
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Court Attendance Compensation
Court Attendance Compensation reimburses expenses and lost income when key employees are required to attend court proceedings related to a covered cyber incident.
Partnering with the best in cyber insurance and protection
Get the full Cyberboxx® Business overview
Download the product sheet for a clear, client-ready overview of coverage, cyber protection, and key talking points to support your sales conversations.
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Virtual CISO Security Services
Add a Virtual Chief Information Security Officer (vCISO) to your team. Your in-house security team at a fraction of the cost.
Provided By
Breach Response Services
Respond to and resolve business cyber incidents quickly with our expert Hackbusters® team.
Provided By
Employee Cyber Awareness Training
Strengthen your human firewall and raise cyber awareness across your organization.
Get the details on our Cyber insurance coverage
Cyberboxx® Business gives brokers a better all-in-one answer for modern cyber risks – and a simpler, stronger way to protect and support their clients. Get in touch to quote or learn more from the BOXX team.